Financial Planning

| APPROACH

One of our underlying values is to help each and every client achieve financial liberation - the safety and security to live and to retire comfortably, the way that you want and need. 

Amidst all of the pressures of our working and day-to-day lives, it’s easy to let vital questions and parts of our financial plan fall to the wayside. Not enough of us know the answers to questions like, ‘How much life insurance do I need?’, ‘Am I living as tax-efficiently as possible?’, ‘Will my retirement savings be enough?’, and ‘How can I provide the best future for my family?’. 

Our experienced team of financial advisors offer personal, professional advice to clients across South Africa catering to each and every one of your individual financial needs and objectives. 

We firmly believe that ‘how far you go depends on who goes with you’ and our team of experienced financial navigators will be ready and responsive to help you every step of the way on your journey to financial liberation. 

| SERVICES

We offer a comprehensive suite of financial planning services designed to cater to every stage of your life. Whether starting your career, raising a family, or preparing for retirement, our services help you define and achieve your goals. Our range of services includes:

  • We will help you answer questions like: How much should I invest each month and in what? What must I put in place for my family to be financially okay if I die? How can I make my dream of owning my own house a reality?

  • We will help you answer questions like: Am I invested in the right funds to help achieve my goals? Am I invested in the right products to optimise my tax benefits? How much money should I be investing offshore, and how?

  • We will help you answer questions like: Will I be able to afford the lifestyle I want when I decide to start working less? Do I need to keep working, or can I start slowing down and drawing from my retirement savings? What products should I choose when I start using my retirement savings?

  • We will help you answer questions like: I'm pretty young, do I even need a will? (Spoiler: Yes!) Do I have enough insurance coverage to help my family settle my affairs? Have I covered all my bases to ensure my death isn't a financial and administrative burden on my family?

  • We will help you answer questions like: How much cover should I have in place if I get disabled? There are so many different types of cover I could take out (dread disease, disability, life and funeral); what do they all do and which ones are right for me?

  • We will help you answer questions like: Am I using the most tax-efficient investment products? Am I optimising all of the income tax deductions I can? My tax affairs are in a complete mess; how do I get on the right side of SARS?